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Progressive Snap Shot
 

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Sparky
Joined: 08 Dec 2003
Posts: 17552
Location: Portland, OR

1/8/13 10:56 PM

Progressive Snap Shot

OK, got me thinking. Scarey, I know...

I am thinking this is all Placebo effect. My Theory anyway...

I say this because how can they discount for it if incurring data collection/delivery/analysis costs?

If you think you are being monitored, I submit that you will drive more easily, thus slower, thus safer.

Cause and effect?

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ErikS
Joined: 19 May 2005
Posts: 8320
Location: Slowing boiling over in the steamy south, Global Warming is real

1/9/13 3:59 AM

I think they do track your data. Don't you have to take the module in to get read? I would not use it because I am loopy about tracking my personal info.

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Dave B
Joined: 10 Jan 2004
Posts: 4511
Location: Pittsburgh, PA

1/9/13 7:43 AM


quote:
I submit that you will drive more easily, thus slower, thus safer.


Despite all of the safety organization's hype slower isn't always safer. If the road conditions permit, higher speeds lead to more awareness and safer driving. Too slow is a recipe for inattentive driving and is sleep inducing. The national 55 mph speed limit was a failure for that among other reasons

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daddy-o
Joined: 12 Apr 2004
Posts: 3304
Location: Springfield

1/9/13 8:20 AM

The speed safety debate is too unsettled to make blanket statements on either side. It will turn into duelling statistics, and the chief fatality will be the tone of the debate.

I think the placebo-paranoid effect will make the driver more vigilant and they'll have fewer accidents. The savings in body work and hospital bills versus hardware, data and policyholder discounts will drive up profits, the only meaningful statistic in the end.

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Dave B
Joined: 10 Jan 2004
Posts: 4511
Location: Pittsburgh, PA

1/10/13 8:01 AM


quote:
I think the placebo-paranoid effect will make the driver more vigilant and they'll have fewer accidents.

In the short run perhaps. After a while drivers will forget they are there and go back to their previous behavior.

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April
Joined: 13 Dec 2003
Posts: 6592
Location: Westchester/NYC

1/10/13 8:36 AM

^^^ Exactly!

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daddy-o
Joined: 12 Apr 2004
Posts: 3304
Location: Springfield

1/10/13 9:26 AM

And then their rates go up even faster because they are incorragible

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TJeanloz
Joined: 10 Feb 2004
Posts: 166
Location: Boston, MA

1/10/13 9:55 AM

I don't think it's raw speed

As I understand it, SnapShot is mostly concerned with hard deceleration (sudden stops) and time of day, and much less so with overall speed.

Without context (which it doesn't have without GPS functionality), it can't know if you're going 75mph on the highway or on a side street.

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